Bank account linking and consolidation
Drahim connects to your bank accounts and gathers balances and transactions in one place, with automatic updates and expense categorization to make review easier.
دراهم
Reclamarدراهم is a Saudi financial app linking bank accounts, tracking spending, and offering budgeting and investment tools for individuals and businesses.
Overview
Drahim is a Saudi financial app that links bank accounts to bring balances and transactions into one place, then categorizes spending and displays reports that help users understand where their money is going. The service also appears as an automatic investing platform, where the app suggests a suitable plan for saving and investing through different portfolios and funds.
The product is not limited to expense tracking; the site also shows tools for salary planning, budgeting, and monthly commitments, along with a dedicated business page that lets users follow accounts and liquidity and invest cash with daily return and instant withdrawal. This makes Drahim closer to a financial management layer that combines daily tracking, investing, and liquidity management in a single interface.
Key Features
Expense analysis and reporting
It provides periodic spending reports, with up-to-date tracking across different banks instead of checking each account separately.
Salary and budget planning
It helps plan income, budgets, and monthly commitments, and presents accounts and financial performance more clearly for an individual or a business.
Investing through portfolios and funds
It enables investing through managed portfolios and diversified funds, with a choice of risk level and the ability to withdraw funds at any time as stated on the site.
Flexible deposits and investment management
It offers multiple deposit options such as Apple Pay, bank transfer, and cards, and also mentions monthly deductions and automatic zakat calculation.
Business and liquidity solutions
It provides a separate business section for monitoring company accounts and liquidity, with a cash wallet, daily return, and instant withdrawal as described on the Drahim Business page.
Use Cases
Tracking daily expenses
For anyone who wants to see balances from multiple bank accounts and the related transactions in one dashboard instead of moving between different banking apps, with an updated spending report and automatic categorization.
Salary planning and saving
For anyone looking for a structured way to distribute monthly income across expenses and commitments and then set aside part for saving or investing, with a clear path from tracking to action.
Automatic and flexible investing
For anyone who wants to invest available cash in portfolios or funds with different characteristics and risk levels, with the ability to deposit using multiple methods and withdraw when needed.
Managing business accounts and liquidity
For business owners who need to monitor company accounts, liquidity, and financial performance in one place, with a dedicated business page and a cash wallet with daily return.
Organizing finances in one place
For anyone who prefers a financial service that combines tracking and investing in one app instead of using separate tools for each task, especially if they value clear reporting and easy onboarding.
Pros and Cons
Pros
- It gathers bank accounts and transactions in one place with automatic categorization and periodic reports.
- It provides a clear path to investing through ready-made portfolios, multiple funds, and different risk levels.
- It mentions flexible deposits and withdrawals, with multiple deposit methods and withdrawal at any time in the investment features.
- It offers a separate business solution for monitoring accounts, liquidity, and cash management.
- There are indications of licensing and regulatory oversight by the Saudi Central Bank and the Capital Market Authority according to the available pages.
Cons
- The details of supported banks and the scope of account linking are not fully explained in the available pages.
- Pricing and limits for some products are incomplete; a Plus subscription starting at SAR 21 per month appears, but without a full detailed pricing table.
- Some business features and related content appear as offers or expanding capabilities rather than a single fully documented package in the available pages.
FAQ
What does Drahim do?
Drahim links bank accounts and shows balances and transactions in one place, with updates and automatic expense categorization for reporting. It also offers automatic investing through different portfolios and funds.
Is Drahim free or paid?
The website indicates that there is a subscription starting at SAR 21 per month for Drahim Plus features, while some Drahim Business and cash wallet services also promote different returns and fees depending on the product. The available pages do not provide a complete pricing table for all plans.
Does Drahim support all banks?
The website shows that Drahim provides account tracking from different banks, but the available pages do not list the supported banks or their full coverage.
What is the difference between Drahim and Drahim Business?
The page states that Drahim Business offers a cash wallet with daily return and instant withdrawal, and that the app also helps track expenses, investments, and salary planning.
Does the app support cards and digital wallets?
The FAQ page mentions questions about linking digital wallets and credit cards, but the available text does not provide enough detail to confirm the support scope or linking steps for each case.
Quick Facts
- Category
- Financial management and investing
- Industry
- Saudi financial app
- Platform
- Web app/digital service with app download prompts
- Primary currency
- Saudi riyal
- Related product
- Drahim Plus and Drahim Business
- Website
- drahim.sa
Alternativas a دراهم
Arc
Arc is a financial technology platform for startups and venture-backed businesses, combining cash management, treasury, control accounts, debt financing, and AI finance tools.
CaptivateIQ
CaptivateIQ is sales commission and sales planning software for incentive compensation, quota and territory planning, reporting, and payout workflows. SmartGrid models plans and calculates commissions in real time.
JustPaid
JustPaid is an AI revenue operations platform for billing, invoicing, collections, and accounts receivable. Automate invoice workflows, payment tracking, and reconciliation across connected systems.
Quanta
Quanta provides SaaS accounting services backed by software that keeps financial work traceable and current. It helps finance teams close faster, explain changes, and monitor key metrics in real time.
Finlo
Finlo is a web-based stock portfolio platform with curated, strategy-based portfolios, monthly updates, and premium research tools for long-term investors.
ResearchGPT
ResearchGPT is an AI-assisted equity research tool that turns a ticker or research question into a cited investment memo with bull and bear cases, peer context, and risks.